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Long Term Disability Claims Specialist

Date Posted: Apr 3, 2019

Location: Bloomfield, CT, US, 12345

Company: MetLife

Job Location:   Bloomfield , CT      Alternate Location :  None


Role Value Proposition: 

At MetLife, we seek to make a meaningful impact in the lives of our customers and our communities.  The Global Technology & Operations group (GTO) is a diverse team of engineers, developers, business analysts, claims analysts and project managers with the freedom to create innovative and solutions to address core business challenges with MetLife. This role will provides exemplary customer service by processing a case load of group disability claims in a timely and accurate manner. 


Key Responsibilities:  

  • Independently assess, analyze and render appropriate claim decisions pursuant to certificates.  Clarify functional capacity through independent problem solving measures and discretion (gathering medical, vocational, and other information, efficient use of resources, and action planning) sufficient to determine initial and ongoing liability.
  •  Adhere to federal and state law to maintain appropriate and timely claim outcomes.
  • Communicate clearly and concisely to influence return to work, discuss terms of the certificate, and the basis for payment/non-payment. Communicate with a variety of constituents (for example, claimants, doctors, nurses, employers, and attorneys) to gather information relevant to assessing, analyzing and rendering decisions based on the provisions of the policy and their own discretion, with limited guidance by supervisory personnel. Articulate and document their rationale for claim direction, possess the autonomy to take steps outside of CMG guidelines to the extent supported by documented rationale and the facts of the claim file.
  • Utilize tools independently and accurately to identify work to be completed across the entire claim block, prioritize work, determine if/when to involve specialty resources such as clinical staff to obtain additional information on a claim.
  • As the sole owner of the LTD claim, determine return to work potential and strategy, identify a likely claim progression based on the facts of the claim and take action on their own assessment of the claim.


Essential Business Experience and Technical Skills:


  • High School Diploma
  • 3-5 years’ long term disability claims experience
  • Demonstrated critical thinking in activities requiring analysis, investigation, and/or planning
  • Excellent Correspondence and proofreading skills
  • Strong Computer skills



  • Working knowledge of FMLA/Disability/Leave procedures preferred.
  • Familiarity with STD regulatory requirements preferred.
  • FMLA & STD experience or Workers Compensation/Social Security Benefits experience
  • Bachelor’s Degree





Business Category

Global Operations






At MetLife, we’re leading the global transformation of an industry we’ve long defined. United in purpose, diverse in perspective, we’re dedicated to making a difference in the lives of our customers.” 






MetLife is a proud equal opportunity/affirmative action employer committed to attracting, retaining, and maximizing the performance of a diverse and inclusive workforce. It is MetLife's policy to ensure equal employment opportunity without discrimination or harassment based on race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, national origin, marital or domestic/civil partnership status, genetic information, citizenship status, uniformed service member or veteran status, or any other characteristic protected by law.

MetLife maintains a drug-free workplace.

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Requisition #107716

Nearest Major Market: Albany