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Date Posted: Jul 5, 2022

Location(s): Aurora, IL, US, 60504 Dallas, TX, US, 75240 Atlanta, GA, US, 30328 Irvine, CA, US, 92614 Bridgewater, NJ, US, 8807

Company: MetLife

Role Value Proposition: 


Our National Accounts team is responsible for strategy, sales, underwriting, account management and overall profitability.  The Underwriter will provide group underwriting services for new business and renewals of dental, disability, life, and voluntary products for customers generally having 5,000+ eligible employees.


The Underwriter is responsible to evaluate risk characteristics inherent in group insurance plans for prospects (new business) as well as renewals (existing business).  This person will conduct a detailed analysis to establish profitable and competitive rates and plan characteristics given the unique circumstances and needs of each group customer.


Key Responsibilities:  

  • Analyzes risk by running manual rate calculations and/or preparing experience-rated quotes; works with Sales team and other partners to ensure the final proposal will meet the needs of the group customer.
  • Underwrites new business quotes of requirements by analyzing plan design, demographics, and experience information to decide whether to accept risk and establish profitable and competitive premium levels.
  • Underwrites renewals by reviewing current plan's premium history, claims history, and company financial condition to determine appropriate renewal action.
  • Prices and offers plan changes, produces experience analysis, and responds to inquiries from the Sales team, broker, customer, and other partners.
  • Works proactively and collaboratively with internal and external partners to make sound decisions that will continue to build MetLife’s book of group insurance business.


Essential Business Experience and Technical Skills: 



  • Bachelor's degree.
  • Excellent communication skills (verbal, written, listening).
  • Excellent analytical skills and problem solving capabilities.
  • Ability to work under pressure and meet tight deadlines.
  • Ability to adapt to change.
  • Strong customer service skills.
  • High level of organizational skill and the ability to prioritize and multi-task.
  • Team player: works well with other underwriters and business partners.
  • Working knowledge of Microsoft products such as Excel and Word.



  • Working knowledge of underwriting policies and procedures, underwriting guidelines and philosophies.
  • College degree in Math, Business, Finance, or the Financial Services industry.





Business Category

US Business – Group Benefits


Number of Openings



"At MetLife, we’re leading the global transformation of an industry we’ve long defined. United in purpose, diverse in perspective, we’re dedicated to making a difference in the lives of our customers.” 



MetLife, through its subsidiaries and affiliates, is one of the world’s leading financial services companies, providing insurance, annuities, employee benefits and asset management to help its individual and institutional customers navigate their changing world. Founded in 1868, MetLife has operations in more than 40 countries and holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East.


We are one of the largest institutional investors in the U.S. with $642.4 billion of total assets under management as of March 31, 2021. We are ranked #46 on the Fortune 500 list for 2021. In 2020, we were named to the Dow Jones Sustainability Index (DJSI) for the fifth year in a row. DJSI is a global index to track the leading sustainability-driven companies. We are proud to have been named to Fortune magazine's 2021 list of the "World's Most Admired Companies." 


MetLife is committed to building a purpose-driven and inclusive culture that energizes our people. Our employees work every day to help build a more confident future for people around the world.

Nearest Major Market: Aurora
Nearest Secondary Market: Chicago